Are Banks Open Today? Holiday Schedule for February 2, 2026
MEXICO CITY, February 2, 2026 – As Mexico observes the first long weekend of the year, citizens and business owners are questioning the availability of financial services. Given the statutory nature of today’s holiday, the banking landscape across the country has shifted to a restricted operational mode.
Banking Operations Update
In accordance with the official calendar established by the National Banking and Securities Commission (CNBV) and published in the Official Gazette of the Federation, all traditional bank branches in Mexico are closed today, February 2, 2026. This closure is in observance of the Constitution Day holiday (officially February 5, but moved to the first Monday of the month for labor convenience).
Available Services
Despite the closure of physical teller windows, the following services remain fully operational:
- ATM Network: Over 60,000 ATMs nationwide are available for cash withdrawals and deposits.
- Digital Banking: Mobile apps and online banking portals are functioning 24/7 for transfers (SPEI) and bill payments.
- Retailer Banking: Branches located inside supermarkets and shopping malls (such as Banco Azteca) may remain open to the public; however, it is recommended to check specific branch hours.
Payment Deadlines
According to the Law of Transparency and Ordering of Financial Services, if a customer’s payment deadline falls on a day designated as a bank holiday, the payment may be made on the next immediate business day without incurring late fees or interest penalties. For this cycle, that date is Tuesday, February 3, 2026.
Key Facts: Banking Sector in Mexico
| Category | Standard Regulation / Detail |
|---|---|
| Regulatory Body | Comisión Nacional Bancaria y de Valores (CNBV) |
| Primary Currency | Mexican Peso (MXN) |
| Holiday Law Reference | Article 74 of the Federal Labor Law |
| Digital Transfer System | SPEI (Sistema de Pagos Electrónicos Interbancarios) |
Frequently Asked Questions
Will I be charged extra for using an ATM today?
Standard fees apply. If you use an ATM from your own bank, there is no fee. If you use a third-party ATM, the “Multired” agreement between certain banks may lower or eliminate fees, but generally, standard inter-bank commissions remain active.
Can I still make a SPEI transfer?
Yes. The SPEI system operates 24 hours a day, 365 days a year. Transfers made today will be processed instantly, regardless of the holiday.
When will banks resume normal hours?
All financial institutions will resume regular business hours on Tuesday, February 3, 2026, starting at 9:00 AM local time.
Are Coppel and Banco Azteca open?
Typically, banks located within retail stores follow the store’s operating hours. Most Banco Azteca and BanCoppel locations remain open even on statutory holidays, though it is advised to verify with your local branch.